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Major insurance companies have been utilizing drone technology to efficiently and safely collect quality data since 2015. This disruptive technology enables insurers to make better data-driven analysis and decisions from the high-quality data that can be acquired from drone and sensor technologies. Major efficiencies have been realized from the ability to quickly deploy drones into disastrous or hazardous environments that are unsafe or inaccessible to crew. This has not only benefited the insurance industry with a potential $7 billion savings per year, but more importantly, the client during this stressful ordeal.

Drones can help quickly decide where to put money and effort into crucial infrastructure rebuilds. In addition, drones and Lidar sensors are used by the insurance industry to record incidents for proper analysis later on, thus removing the traditional method and any human error while note-taking and photo documentation. This is a benefit for both the insurance companies and the insured, as claims get settled faster and rates reflect more accurate market conditions.

Top Three Advantages


Governments and
insurers can monitor
situations to prevent losses


Improve speed and
quality of adjudication


Pre and post-loss

Drone Camera


  • Reduce risk & exposure to crew: Traditional methods may require inspectors to navigate hazardous environments that create risks such as falling.

  • Overall efficiency: Drones can passively collect valuable data up to 85% faster than manual methods. This can equate to faster settlements, allowing field adjusters to be more productive.

  • Fraud reduction: Fraud can cost the industry up to $32 billion per year. Quick deployment of drones to assess and document disaster areas can counter fraudulent claims.

  • Quality data: Lidar and Photogrammetry sensors on drones can collect data and accurately recreate 3D environments for analysis. Furthermore, high-zoom and thermal imaging cameras can document from many perspectives that can aid in claims adjudication.


  • Governmental regulations: Aviation regulations from Transport Canada and the FAA are still evolving to recognize the value of commercial drone operations. Visual Line-of-sight (VLOS) requirements, altitude and airspace requirements can limit drone deployment capabilities for insurance purposes. We do expect to see accommodations made for this industry in the near future with the advent of RPAs certifications already in play.

  • Historical digital records: Capture, share, and review crucial datasets that allow expert opinions to be integrated quickly into the decision-making process. Similar to crime scene investigation, insurance claims will be better documented and thoroughly reviewed by experts.


  • Underwriting / Risk assessment: Up-to-date aerial data can help underwriters accurately and efficiently assess risk and justify premiums.
  • Active monitoring: Governments and insurance companies can deploy drones into areas to monitor situations with minimal risk to humans.
  • Inspections: Do inspections safely and efficiently.
  • Claims adjudication: Get accurate documentation.
  • Fraud prevention: Receive timely documentation.
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